Our Commitment to YouEthics Honesty Inegrity Respect

We strive to ensure the interest of the client is placed ahead of the firm’s and employees’ interests.

We are expected to conduct our personal securities and insurance transactions to minimize any actual or perceived conflicts of interest with our clients. When conflicts exist, we are required to disclose those conflicts of interest to our clients. Disclosure of material conflicts can be found in our Brokerage Services Disclosure Summary.

We will not take advantage of our position with the firm.

We will always act in the best interest of our clients and comply with State and Federal securities laws.

We will not accept gifts, gratuities or hospitality from insurance companies or investment firms greater than $100 without seeking approval from our Broker/Dealer, Cadaret Grant & Co.

We will behave in a manner that is a credit to us and to our industry and we will do so with diligence and integrity.

Our Four-Way Test

This four-way test is how we try to live our business life and our personal life.  It has to do with the things we think, say, and do.

  1. Is it the truth?
  2. Is it fair to all concerned?
  3. Will it build good will and better friendship?
  4. Will it be beneficial to all concerned?


The Mangam Agency

With over 50 years of combined experience in the fields of health insurance, life insurance, and investments, our team of dedicated representatives will help ensure you are on the right path.

Legal disclosures

Securities and Advisory Services offered through Cadaret Grant & Co. Inc. a Registered Investment Advisor, and Member FINRA /SIPC.  

The Mangam Agency and Cadaret Grant & Co. Inc. are separate entities.

Financial professionals associated with this site are registered to conduct securities business and licensed to conduct insurance business in certain states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

Contact Us

The Mangam Agency
800 Kinderkamack Rd.
Suite 200 S
Oradell, NJ 07649

Phone: (201) 368-8338